Privacy Policy

1. Information We Collect

We may collect and store the following personal information:

• Name
• Phone number
• Email address
• Coaching preferences and fitness-related responses
• Appointment details and communication history
• Payment and billing information
• Device information and browsing data (cookies, IP address, browser type)

We collect this information when you submit a form on our website, book a call, apply for the mentorship, communicate with us via SMS, WhatsApp, email, or social media, or otherwise voluntarily provide it to us.

2. Use and Processing of Collected Information

We use your information to:

• Send SMS messages related to the mentorship program, such as appointment reminders and confirmations, coaching updates, and exclusive promotions and offers
• Provide and improve our coaching services
• Respond to your questions or support requests
• Process applications and schedule consultations
• Conduct prequalification for financial products or services where applicable (e.g., soft credit checks)
• Comply with legal obligations

3. Legal Basis for Processing

We process your personal information based on the following legal grounds, as applicable:

• Consent — You have given clear consent for us to process your personal information for a specific purpose.
• Performance of a Contract — Processing is necessary to fulfill a contract with you (e.g., providing coaching services).
• Legal Obligation — Processing is necessary to comply with a legal requirement.
• Legitimate Interests — Processing is necessary for our legitimate business interests, provided those interests are not overridden by your rights.

4. SMS Consent and Opt-Out

By providing your phone number, you consent to receive SMS messages from Hussein Farhat Coaching. These messages may include program notifications, reminders and confirmations, and marketing communications.

Message frequency may vary. Message and data rates may apply.

To opt out at any time, reply STOP.

To get help, reply HELP or email us at support@husseinfht.com. SMS opt-in is not a condition of purchase.

5. Data Sharing & Third Parties

We do not sell or rent your personal information.

We may share your information with trusted third-party service providers only as necessary to deliver the mentorship experience. These may include:

• Messaging and scheduling platforms (SMS, WhatsApp, calendar booking)
• Payment processors
• Analytics and marketing tools
• Credit bureaus or financial prequalification partners (for soft credit checks only, in compliance with FCRA)

All third-party partners are required to safeguard your data and process it only for the purposes for which it was shared. Any financial prequalification partners adhere to FCRA guidelines.

6. Prequalification & Financial Data

Where applicable, we may conduct soft credit checks as part of a prequalification process for financial products or services related to the mentorship program. These soft checks:

• Are conducted solely for legitimate business purposes in compliance with the Fair Credit Reporting Act (FCRA)
• Will not impact your credit score in any way
• Are performed through FCRA-compliant partners

Financial prequalification data (such as credit information) is securely retained only as long as necessary for the intended purpose and is protected during transmission and storage.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. When data is no longer needed, it is securely deleted or anonymized. Financial data related to credit checks is retained only as long as necessary for the intended prequalification purpose.

8. Data Protection

We use industry-standard security measures to protect your information from unauthorized access, disclosure, or destruction. This includes encryption of data in transit and at rest, secure storage practices, and regular security assessments. While no method is 100% secure, we take all reasonable steps to prevent unauthorized access or disclosure. Consumer credit data is secured in compliance with FCRA standards during both transmission and storage.

9. Your Rights

Under GDPR (European residents):

• Right to access your personal data
• Right to rectification (correct inaccurate data)
• Right to erasure (“right to be forgotten”)
• Right to restrict processing
• Right to data portability
• Right to object to processing

Under CCPA (California residents):

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising these rights

Under FCRA:

• Right to dispute inaccuracies in your credit information
• Right to request access to your credit report

To exercise any of these rights, contact us at support@husseinfht.com. We will respond to your request within the timeframe required by applicable law.

10. International Data Transfers

If your personal data is transferred outside the European Economic Area (EEA), we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or reliance on adequacy decisions, to protect your data in accordance with GDPR requirements.

11. Updates to This Policy

We may revise this Privacy Policy periodically. The most current version will always be available at this page. We will notify you of any material changes by updating the “Last Updated” date at the top of this policy. Continued use of our services after changes constitutes acceptance of the updated policy.

12. Contact Information

For any questions about this Privacy Policy, data protection inquiries, or to exercise your rights, contact us at: